Meets Government Requirements This cover meets Australian immigration requirements for work-related visas to maintain adequate health insurance for your stay in Australia.
Instant Visa Letter Maximum 1-2 business days are taken by insurers to issue letter of health insurance confirmation. This letter can be used as proof of insurance with visa application.
General Practitioner (GP) consultations General Practitioners (GPs) are a doctor who are also qualified in general medical practice. GPs are often the first point of contact if you feel sick or have a health concern. They treat a wide range of minor medical conditions and health issues and can help refer you to a specialist for further care.
Radiology
Pathology
Ultrasound
Specialists Consultation
Pregnancy and related services
Medical Services
Excess This is the amount you pay towards your hospital admission (same-day or overnight) before you are paid any benefits. The excess applies per member, per calendar year and it doesn’t apply to child or student dependants on a family membership.
Accommodation Covered for overnight and same day stays in a covered hospital. It covers all costs including all theatre, intensive care and labour wards fees.
Surgical implanted prosthesis 100% benefit for surgically implanted prosthetics listed in Federal Government Prosthesis Schedule.
Accident and emergency services Covered for emergency room visits in a covered hospital. Where marked as unconditional, for it to be covered the treatment must be certified by treating doctor or lead to an admission to a hospital.
Pregnancy and related services
Rehabilitation If served your waiting periods, you may be covered for rehabilitation.
Psychiatric or palliative care
Gastric banding
Hip and knee joint replacement surgery
Cardiac service
Bone marrow and organ transplants
IVF And assisted reproductive services
Cosmetic surgery
In-patient psychiatric, rehabilitation and palliative care
Pre-existing conditions Waiting periods are applicable for pre-existing conditions only when patients are admitted for in-patient medical treatment in a hospital. No waiting period applies for Out-of-hospital treatments for any pre-existing conditions.
Pregnancy and related services
Click here for more information on waiting period and yearly limit for extras
Eye Care
Dental care
Physiotherapy
psychology
Accupuncture
Chiropractic
Natural Therapy
Remedial Massage
Hearing aids
Glucose monitoring
Speech Therapy
Unlimited emergency ambulance services Emergency service is where you need immediate treatment and there is no other way to get to a hospital.
Repatriation to home country Some insurers will pay for repatriation, if you are terminally ill or die while in Australia.
Retail centre support
