If you are an overseas student, then you are eligible for an OSHC. To be an overseas student, you have to be:
- someone who holds a Student visa, or
- is a student visa applicant, and
- is a bridging visa holder, and
- used to be a student visa holder right before being granted the bridging visa.
A spouse, de facto, child or step-child (who is unmarried and younger than 18 years) can get a policy cover, as long as the policy applies to that family plan (which would include multifamily policies and dual family with effect from 1 January 2012). If such a person ceases to be a Dependant for the purposes of OSHC, he or she will need to seek other health insurance options.