Medibank OVHC Overseas Workers Health Cover


Why is Overseas Students Health Cover (OSHC) important?

Student visa requirement

The Australian Government through the Department of Home Affairs (DoHA) requires all holders of a student visa to maintain OSHC during their entire stay in Australia.

Maintaining OSHC is a mandatory condition

Overseas Students Health Cover (OSHC) is a student visa requirement guided by condition 8501. You must maintain OSHC cover for the duration you are on a student visa, that is from the visa’s commencement date through to its expiry date.

Medical treatment can be expensive

Overseas students are not eligible for Medicare (the public health system for most Australian residents). Without access to Medicare, overseas students may have large out-of-pocket expenses. In most cases, hospital treatment will cost more than $1,000 per day.

What happens after I have arrived in Australia?

Activating your Overseas Student Health Cover (OSHC) upon arriving in Australia.

Click here or contact us at or call us on 1300 174 538 to activate your Overseas Student Health Cover (OSHC)membership. You’ll need to let us know what your address and other contact details are here in Australia.

Your membership card

When you arrive in Australia and activate your Overseas Student Health Cover (OSHC) membership, we’ll send your CBHS International Health membership card to your Australian address within three (3) business days. If you do not receive it, please contact us at or phone 1300 174 538.

Use your membership card when you need to visit a doctor, arrange admission to hospital, make a claim or make any other type of enquiry. You are responsible for any claims made using your card. Keep your card safe and advise us immediately if it is lost, stolen or if someone not covered on your OSHC has used your card. For your security, photo ID must accompany your membership card.

If you lose your card, please contact us at or phone 1300 174 538.

Visa and passports

CBHS International Health may ask you to provide a copy of your passport and/or visa for any person covered by the CBHS International Health Overseas Student Health Cover (OSHC) policy before paying benefits.

By submitting an application for Overseas Student Health Cover (OSHC), you consent to CBHS International Health verifying your visa details with DoHA.


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