Compare 600 visa health insurance from $51/month

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Pricing is based on a single person living in the State of New South Wales on a visa and is not from a country that Australia has a Reciprocal Health Care Agreement (RHCA) with and is not eligible for cover under Medicare. Prices are accurate for 2020 but are subject to change.

Most 600 visa holders are required to have health insurance, but it depends on the type of visa you are on:

• Visitor visa (subclass 600) Tourist (apply in Australia). You need to meet condition 8501 of your visa – to have and maintain adequate health insurance for the whole of your stay in Australia.
• Visitor visa (subclass 600) Tourist (apply outside Australia). You need to meet condition 8501 of your visa – to have and maintain adequate health insurance for the whole of your stay in Australia.
• Visa (subclass 600) – Business Visitor. You’re not legally required to have health insurance.
• Visa (subclass 600) – Sponsored Family. You’re not legally required to have health insurance.
• Visa (subclass 600) – Approved Destination Status. You’re not legally required to have health insurance.
• Visa (subclass 600) – Frequent Traveller. You’re not legally required to have health insurance.

Overseas Visitors Health Cover (OVHC) is a type of private health insurance tailored to visa holders coming to work, live and visit Australia, like those on the 600 visa. It can cover you for the following:

Hospital treatment, accommodation and theatre fees

Doctor, surgeon and specialist fees

Emergency ambulance transportation fees

Prescriptions and General Practitioner (GP) consultations

Australia’s public healthcare system, Medicare, generally only covers Australian citizens and permanent residents. If you’re a visitor, you aren’t generally eligible for Medicare unless you are from a country that has a Reciprocal Health Care Agreement in place with Australia. You may be partially covered by Medicare if you’re from one of the following countries that Australia has an RHCA with:

• The United Kingdom
• The Republic of Ireland
• New Zealand
• The Netherlands
• Belgium
• Italy

• Malta
• Sweden
• Slovenia
• Norway
• Finland

• Does OVHC include out-of-hospital services?

  Neither Medicare nor OVHC usually includes out-of-hospital services like dental, physiotherapy and optical. However, lots of policies allow you to add extras cover onto your OVHC policy for as little as $3 per week.

• Are there waiting periods before I will be covered?

  Yes, a waiting period is the time you need to serve before you can submit a claim. The Australian government sets the waiting periods for hospital treatments, so they are the same no matter which health insurer you choose.

  • 12 months for pre-existing conditions (excluding psychiatric, rehabilitation and palliative care).
  • 12 months for pregnancy and maternity services.
  • 2 months for all other hospital treatments and services.

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