Whether you want to pay less tax, cut your dentist bills or grow your family, here are 5 deals to compare.
On 1 October, 9 health funds are upping their premiums.
Major providers including Medibank, Bupa and nib will be raising theirs at the start of November.
This means now is a great time to switch to a deal offering more for your money.
Finder’s top pick for health insurance September 2022
How did we pick these policies?
We choose our top picks based on a detailed methodology. Read more on our best health insurance guide.
In summary:
Combined cover – Bupa’s Silver Plus Essential Hospital $750 Excess + Lifestyle Extras
Bupa’s silver plan is a 2022 Finder Awards winner. The policy includes most in-hospital treatments. Plus, you can claim for a range of out-of-hospital treatments including dental, optical and physio.
No waiting periods – ahm’s Lifestyle Extras
Enjoy a waiting period of zilch for general dental and optical. ahm’s core policy covers 11 extras overall. Prices are competitive, with cover starting from just $53.91 monthly.
Pregnancy – Medibank’s Gold Complete Hospital
Medibank’s top-tier policy won a Finder Award for best gold hospital insurance policy. It was the cheapest pregnancy hospital cover according to our research. It will also help with the cost of assisted reproductive treatments such as IVF.
Dental – HCF’s Starter Extras
Costing as little as $12.74, HCF offers an entry-level extras policy with at least 1 free general dental check-up per year (so long as you can get to an HCF dental centre). This policy is a solid option for the basics including exams, X-rays and direct fillings.
Tax – HBF Bronze Hospital Plus $750/$1,500 Excess
If you want to avoid the Medicare levy surcharge, HBF has you covered. It won the best bronze hospital insurance policy at the Finder Awards and it’s easy to see why. Despite being a bronze plan, the policy covers some 27 hospital treatments.
Find more health insurance deals for September 2022.
